| Fire Insurance | Theft and Robbery Ins. | Household Ins. | Glass Breakage Ins. |
As per Lido Insurance conditions we offer following types of insurance policies:
| I FIRE INSURANCE |
The following can be subjects of insurance: movable and fixed property, building constructions, machinery,
household items, inventory, stockpile goods, objects of art etc. The risks covered are: fire and thunderbolt,
explosion, storm, hailstorm, impact of a personal or unknown motor vehicle into insured facility, fall of an
aircraft, manifestations and demonstrations. The value of the property is determined according to the
insurant's request.
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II MACHINERY BREAKDOWN INSURANCE
The subject of the insurance can be: machines, machine and electric appliances, installations and devices.
This type of insurance provides protection from destruction or claim due to unexpected and sudden event
related to usage, clumsiness, negligence evil intent of the worker. Item value is determined according to
the insurant's request.
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| III THEFT AND ROBBERY INSURANCE |
The subjects of insurance are movable objects placed in well-locked premises or other specially closed places,
apartments, houses, public facilities. Insurance provides appropriate protection from the risks of the execution
or an attempt of theft and robbery. The value of insured items is determined according to the market prices.
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| IV GLASS BREAKAGE INSURANCE |
With this type of insurance you can insure all types of glass, neon signs, marble plates, porcelain items,
monuments and neon devices. Insurance covers destruction or claim protection due to any type of danger.
Value of items is determined according to the market prices.
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| V PROPERTY AND HOUSEHOLD ITEMS INSURANCE |
The subjects of the insurance are: household items, woodwork paint, floor, wall and ceiling linings, floors
and window glass, as well as claim liability towards third persons. Insured perils are: fire, thunder stroke,
storms, floods, avalanches, theft, robbery, water leakage from the sewer etc. Value of items is determined
according to the retail prices.
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VI INSURANCE OF FACILITIES IN CONSTRUCTIONS AND INSTALLATION
The subject of the insurance are: facilities under construction and assembling, including new constructions
and reconstructions, equipment, installation, civil construction and crafts material, ancillary buildings,
machines and electrical equipment, metal constructions, assembling equipment, scaffold etc.
Insured risks are: fire, storm, explosion, high water, theft, civil construction accidents etc. Value of
items is the real price of the works.
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VII INSURANCE IN DOMESTIC AND INTERNATIONAL TRANSPORT
Insurance subject is cargo transported by own or someone else's means of transport (rail, road, air,
postal), as well as transporters' liability. Insured risks are: traffic accident, natural disasters, thefts,
breakages, damages etc. Value of items is invoiced value of transported goods.
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Subject of the insurance is legal liability of the insurants for claim made to third parties and to the
items belonging to third parties.
This insurance covers liability for claim made either, as a result of insurant's actions or by owning items
or legal relation.
Insurance value depends on the contract and can be made for: death, health injury, damage to the items,
product and service quality etc.
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Subjects of the insurance are animals and agricultural crop defined in the insurance conditions.
Animal insurance covers the following risks: death, quarantine confinement, sickness, and for crops all
claims made as a result of natural disasters. Value of the insured items is the market price.
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Subjects of insurance are all types of street and rail motor vehicles. There are two types of insurance:
third-party liability insurance and fully comprehensive insurance.
Liability insurance is a legal insurance that covers claims made by insurant towards third parties.
Fully comprehensive insurance covers all claims made to the insured vehicle due to: traffic accident,
storm, theft, car body, glass, upholstery claims etc.
Motor vehicle insurance is made based on the price of a new vehicle.
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Subjects of the insurance are all persons wishing to insure against consequences of accidents.
Accident in this case is a very sudden event; independent of the insurant's will that results in invalidity
or death.
The premium amount depends on insurant's profession and agreed insurance amounts.
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Subject of the insurance is immediate medical assistance provided to the insurant due to sickness or
consequences of accidents, during his/her stay abroad.
Insurance covers: outpatient treatment, medicines, bandages, operations, dental treatment, ambulance costs,
transport home etc.
Insurance amount depends on the foreign country insurants plans to visit and the length of his/her stay.
Predmet osiguranja je neposredna medicinska pomoć koja se pruža osiguraniku usljed bolesti ili
posljedica nesretnog slučaja, a za vrijeme boravka u inostranstvu.
Osiguranje pokriva vanbolnički tretman, lijekove, zavoje, operacije, stomatološki tretman, troškove
hitne pomoci, transport kući itd.
Visina osiguranja zavisi od strane zemlje u koju se ide i dužine boravka u istoj.
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