Motor Vehicle Insurance is obligatory for all vehicles. Various accidents occur while driving that can have as a consequence a large material damages. Motor Vehicle insurance protects you against: material liability for the damage made, and motor insurance policy also protects you if the damage to you is made by another driver and is covered by his insurance company. Insurance Company that insured person that made the damage covers the material damage made. Within the scope of this insurance policy, Client that caused the damage does not receive compensation for the damage sustained on their vehicle.